AggloPay
FinTech · web app
One account for merchants in Cameroon to take mobile money, bank cards and USSD payments, in English and French.
- 2M+
- users across Africa
- 98%
- customer satisfaction
- 2 months
- from first sketches to a working product
We build fintech apps for web and mobile: payment platforms, trading apps and fund management systems. AggloPay, a payment platform for merchants in Cameroon, went from first sketches to a working product in two months. It has 2M+ users across Africa. Grid Capital's web and mobile app for investors took six months, and a $100M fund runs on a platform we built for both regular money and crypto.
FinTech · web app
One account for merchants in Cameroon to take mobile money, bank cards and USSD payments, in English and French.
FinTech · web and mobile app
A web and iOS app for investors: stocks, ETFs, options and crypto, money transfers, a debit card and analyst reports.
FinTech / WealthTech · web and mobile app
A fund platform with an investor app, a web panel for managers, PDF reports made with AI and wallets for both regular money and crypto.
FinTech / AI · web app
A done-for-you bookkeeping service: bank feeds, AI category suggestions, a bookkeeper inbox, a double-entry ledger and card billing, live in 10 weeks.
FinTech · web app
Payment orchestration for Japan: a matching engine that assigns deposits in shared agent bank accounts to the right customer, plus one merchant API, role portals and a checkout widget.
Every item below comes from the projects above. Your first release may need only some of it.
Merchants take mobile money, local and international cards, USSD, QR codes and payment links. Payments are checked with CVV, PIN, OTP and 3D Secure.
Merchants sign up and wait for admin approval, then see payment history with fees, schedule payouts and get reports. Admins set tariff plans.
Investors buy and sell shares, follow portfolio value over time and read company statistics and analyst reports.
Money moves between a bank account and the platform. Users control their debit card, make deposits and see their transaction history.
Each investor gets monthly growth charts and PDF reports made with AI.
Two-factor login, a list of signed-in devices, data sharing settings and login with Telegram.
A payment app has to take money the way people in its market already pay, get each payment to the right account and pay it out again. Two of our builds cover these jobs: AggloPay for merchants in Cameroon and Koncierge for brokers that take deposits in Japan.
| What the app has to do | How we built it | Case |
|---|---|---|
| Take the payments people already use | Apple Pay and Google Pay don't work in Cameroon. Merchants take mobile money, local and international cards and USSD, and payments are checked through Flutterwave, whose strict security checks took a lot of fine-tuning. | AggloPay |
| Find who each payment belongs to | Deposits land in bank accounts that many customers share. Each customer gets a payment reference for life, one katakana character and four digits, and the engine matches on it. Anything that doesn't match waits for a person. | Koncierge |
| Let merchants connect once | One merchant API instead of a separate build for each provider, and a checkout widget that takes each merchant's own styles. | Koncierge |
| Pay money out | Merchants schedule their payouts. Withdrawals go out in batches of up to 1,000 as a CSV file for the provider. | AggloPay, Koncierge |
| Work across languages and currencies | Merchants receive payments in different currencies without extra setup, in English or French. | AggloPay |
| Keep a full record | Records are never erased, each party sees only its own data, and customer data is complete under Japan's anti-money-laundering rules. | Koncierge |
Money products have to pass payment provider checks and follow financial rules that most apps never meet. Ask any fintech software development company these questions, and ask for the project behind each answer. These are ours.
| What to ask | Why it matters | Our answer |
|---|---|---|
| Which payment providers and bank feeds have you worked with? | Each provider has its own rules and security checks. | Flutterwave for AggloPay. Stripe and a feed from Japanese banks for Koncierge. |
| Have you built under financial rules? | A wrong data model breaks every report, settlement and withdrawal built on it. | Koncierge works under Japan's anti-money-laundering rules, with full customer data on record. |
| How soon is a first working version? | You see what users do before you spend the full budget. | AggloPay took 2 months from first sketches. IPOPBOOKS, a bookkeeping service, went live 10 weeks after kickoff. |
| Can you build web and mobile? | Your customers may want both. | Grid Capital's web and iOS app for investors took 6 months. |
| What will it cost? | A published rate lets you check any estimate. | Our rate is $39-55 an hour, and the smallest build we take is $5,000. |
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